When SoFi launched in 2011, it focused squarely on the burgeoning student loan market - a market that, unlike housing, had no viable option to refinance both federal and private student loans from higher interest-rate eras.
Four Brothers
Angel: I gotta ask you a question. Me and Sofi did a lot of making up last night. It seems like a got a little rust on my tools down here
[opens his bathrobe]
Bobby: Whoa, whoa, whoa! Ask the cockologist in the shower.
Jack: How the hell would I know?
Bobby: You're the expert.
Jack: [looks for a second] Rug burn.