Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate on your credit cards, when should you consolidate your student loans, when does it mathematically make sense to refinance your mortgage, and Mint figures all that stuff out for you.
Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.
Our abode in this world is transitory, our life therein is but a loan, our breaths are numbered and our indolence is manifest.
The Cleveland Cavaliers are forced to play in something called the 'Quicken Loans Arena.' This is a terrible name for a sports venue.
Whether we are working to pay off student loans, credit card debt, paying for elder or childcare, or even trying to save for retirement, the idea of the American dream still remains just that - a dream.
Not being able to afford many of the basic necessities to survive, I placed all my loans in forbearance, enrolled in food stamps and Medicaid, and took on part-time jobs anywhere I could find them.
Investment in Shriram will actually enable us to enter some of the retail segments such as vehicle financing, consumer and gold loans, and other products such as insurance, mutual funds, among others, where we wanted to have a footprint.
I'm willing to fight for Social Security, Medicare, student loans, U.S. jobs, equal pay, progressive taxation and full employment.
You hope your buddies will win so you don't have to loan them any money.
