It's easier at times to pick at what someone else does.
I don't want to, on behalf of the bureau, comment on Ohio law as opposed to Washington law as opposed to Colorado law.
We've very steadily and single-mindedly been building the bureau so that we can do the work that, quote, Congress required us to do and that the American people have every reason to expect, and deserve, that we will do.
I actually thought that the marketplace was pretty imbalanced when the consumer bureau was first created and financial institutions did not have someone looking carefully over their shoulder to look after the interest of consumers.
I'm not going to stand by and ignore things that I think are important to talk about.
My job at the CFPB, as President Obama told me when he interviewed me, was to stand on the side of people in the financial marketplace and see that they were treated fairly.
It makes me mad to see people in government serving themselves at our expense.
I think government is serious business and important.
We pursued many actions against foreclosure rescue scammers who were reaching into the pockets of desperate people in an effort to steal what little remained as they sought to keep their homes.
I know from my own experience that lawsuits can be a very slow, wasteful, and needlessly acrimonious way to resolve a problem.
Reasonable regulations are essential to protect consumers from harmful practices and ensure that consumer financial markets operate in a fair, transparent, competitive manner.
Our job, which Congress gave us, was to protect consumers. That work needs to be done in our communities for people regardless of what happens with elections, regardless of what happens with particular people and particular offices, and that is something that I have tried to stress at my agency.
It's not a long-term business model to take advantage of your consumers in ways that are not sustainable.
The Fair Debt Collection Act was passed in 1977, and there were never any provisions for rules to be written under it, so it hasn't kept pace with the times.
Governor Kasich has done some things that I applaud and have supported and spoken out in favor of, such as Medicaid expansion.
For years, leaders in Columbus have launched an ideological attack on the working men and women of Ohio and their ability to collectively bargain for good wages and safe workplace conditions. That's wrong, and it has to stop.
Betty Sutton and I will make it a point to put state government back on the side of the middle class, not the wealthy and well-connected who have run the show at the statehouse for far too long.
I don't think I'm at all boring. And my children don't think I'm boring. I don't think Wall Street thought I was boring, either, when I went after them.
I'm low key at times and really learning as a political figure to give more - show more of myself and be less buttoned down, which I was when I was a lawyer and I was when I was a federal regulator.
If consumers are strong, if consumers are protected, if they can trust the marketplace and feel confident that they're not being cheated here and there, then consumers can drive this economy forward.
