Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest.
I really am not a gold fan.
Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you're morally and legally obligated to pay? I don't think so.
As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.
Most of the things we buy are wants. And we call them needs, but they're wants.
I will never be unemployed.
You have to teach children about money intentionally - create teachable moments.
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.
You don't need credit.
What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that.
There's always something that needs attention when you own a property.
Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions.
Life will not make allowance for you, but it will pay you what you earn.
Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.
I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access.
To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.
