We buy too much stuff we just don't need. We're trying to look cute for next weekend when we ought to be thinking about the next decade.

Have you ever wondered why the rich and privileged care about, or even bother with, the gift bag? Because they don't need this stuff. If they wanted it, they could afford to buy it, without blinking. But they love the gift bag, beyond reason.

I follow a simple formula when I compose. I ask myself, 'What would the audience want to hear?' and 'Why would they buy my CDs?' And the process of answering these questions through music follows. Sometimes, it works. Sometimes, it backfires.

The business models in enterprise have changed pretty dramatically. A huge problem with enterprise software traditionally has been usually you sell to the customer and then they adopt the technology. The great thing about 'freemium' and the new way enterprise software is being sold is you get to try it first and then buy it.

I know it sounds weird, but the food that I eat, it doesn't make a big difference, and it never has. So, I've saved a ton of money not buying a lot of alcohol, not going out to restaurants too much. So, I think it's part of our culture, and it's part of a social activity more than anything else.

The original idea before Mint was a life and goal planning system I called Carpe Viva. The idea was that all of life's goals, from buying a house, getting an MBA, or learning Spanish could be quantified in both time and money.

When I travel overseas on many occasions, I get pulled out because I may be buying a one-way ticket, I may be traveling with my sister and we have different last names. That's smart profiling. Just pulling people out one at a time when we have millions of passengers in random screenings I'm not sure is the best way to do it.

We should make it so that young people pay their fair share for health care, and nothing more. And instead of Washington telling us what to buy, let's get back to letting every American choose the plan that's best for them and their family.