I believe that we will benefit more by globalisation.
Multiple mergers can be challenging because people come from different backgrounds.
I do believe in teamwork, and I think it's very important, especially for a woman, because if you don't have a good team, then you cannot step out if you need to.
Children should be taught in school that you should have all kinds of asset classes in your portfolio. They should be taught what those asset classes are, and their advantages and disadvantages.
In order to ensure long-term investment, it is important to make infrastructure as transparent and as bankable as possible - should be a win-win for all.
Brexit is actually a step back in the sense that you are going back from being connected to being on your own.
ATM is still a cash channel; we want to migrate it to the digital channel.
If we want to be the banker to every Indian as we want to be, then we will have to use technology.
Even for the people in the bank into which the other banks are merging, they also have a lot of apprehension. There is always an apprehension that opportunities will go down. There are apprehensions of displacement. Many of these apprehensions are unfounded.
If you have six corporate centres, six treasuries, six of everything, and then if you bring it down to one of everything, obviously there are some savings.
Every industry, as it comes to a certain level of maturity, there is consolidation. In that consolidation, some fall, but the men will always be there. It is the boys that get sloughed, I would say.
Waiving debts corrupts the credit culture.
If you are really challenged, and if you are willing to take the plunge, very often some of the path opens up in front of you.
India does not have a problem of people grabbing share from a fixed pie. India is one of the few nations where the pie is getting bigger.
The decision to incentivise savings for pension funds augurs well for infrastructure financing and retirement planning.
The move towards a unified agricultural market helps farmers get correct remuneration for their produce.
Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
The capping of cash transactions will help the banks reduce cash intensity.
It is important to create credit absorption capacity rather than to just enhance lending targets.
The higher interest and higher inflation is a vicious cycle.
