I like subtlety, blending in as opposed to screaming out 'look at me' with the way I dress.
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.
There are female artists I can look at that I find more in common with than the male artists, because they're blending the pop, dance and theatricality... but currently there aren't a lot of guys who go there.
One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.
When I give my time to a worthy cause, it's time well spent. Lending a voice to help raise money - or perhaps just awareness - is the least I can do to give back. When I spend time with people who are fighting for children, it puts everything into perspective.
I get paid to do the thing I love most, and maybe that makes blending into the crowd impossible sometimes, but I wouldn't trade it for the world.
Small businesses have suffered under the demands of Obamacare and community banks have scaled back lending due to stringent provisions of Dodd-Frank financial regulation.
Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies.
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.
I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.
