We buy too much stuff we just don't need. We're trying to look cute for next weekend when we ought to be thinking about the next decade.
Today, there's no excuse for not learning how to get our financial houses in order. Some of us close our eyes, take a deep breath and say a prayer when it comes to managing our finances.
I wrote my first report about Madam Walker when I was a senior in high school in 1970.
One of the key things for me about Madame Walker's life is that she really does represent this first generation out of slavery when black people were reinventing themselves, and as a woman who was the first child in her family born free, she was trying to figure out a way, and she moved from Delta, Louisiana.
So Madam C.J. Walker's Wonderful Hair Grower, when applied after shampooing the hair more frequently, allowed women's scalp to be healthier and their hair to grow back. That was her most popular product.
Women's handbags are incredibly heavy. You rarely get to pick one up and, when you do, you wonder why anyone carries so much stuff around all day.
There are five great ages of man - five moments when you need to reevaluate everything, clear out the cupboard and the wardrobe, and most importantly, your head. They are 13, 20, 30, 40 and 60. All men need to know this.
Trying to learn to be a good man is like learning to play tennis against a wall. You are only a good man - a competent, capable, interesting and lovable man - when you're doing it for, or with, other people.
Have you noticed that almost all the change in the world goes to women? When was the last time you had a five pence piece? Exactly. In a Christmas pudding. All the rest of it is in women's handbags.
Money has to be an explosion of excitement and opportunity, yet we already secretly know that it doesn't do what it promises. Nothing has ever given us as much pleasure as our pocket money when we were 12, or our first wage at the end of that first exhausting week, paid in folded cash.
