The majority of the wealth of human knowledge is owned by a few publishing companies that hoard information and make billions off licensing fees, although most scholarly articles and journals are paid for by taxpayers through government grants.
Earlier, I used to charge territories instead of my fees as an actor, but I realised it was better to keep the two apart. Now, I take my fees in cash, for acting, and keep the distribution thing separate.
While Wall Street firms typically underwrite offerings in teams, the lead underwriter, or manager, of the offering has primary responsibility for selling the offering and reaps much of the fees and profit.
The biggest profit center for investment banks is the hefty fees they charge for underwriting stock offerings and giving financial advice, and analysts put those profits at risk if they publish negative conclusions about the companies that pay the fees.
I was extremely lucky as I was in one of the last generations of British students who went to university and had my fees paid, and I had a grant as well. I also earned money from my waitressing and designing and selling my own range of dinosaur cards.
One of the biggest misconceptions is that players care about transfer fees. For a player, they do not care at all. They do not care if they move clubs for one million, 10 million, or 100 million Euros. That is just something a player leaves to his agent and the clubs.
Incredibly, oil and gas companies don't have to pay certain environmental costs that amount to small change to them, while an offshore wind project start-up is faced with fees that could mean the difference between building a wind farm and packing up and going home.
My younger brother runs a guesthouse, and my sister is a janitor. I have not given them money because they earn their own money. I pay for their children's school fees.
Some bailiffs were tacking on extra charges left, right and centre - a fee for every letter they sent, extra fees for visiting your house, for clamping your car, seizing it, towing it and selling it. It all stacked up and people in debt had no choice but to pay. We have put an end to this.