As a child, I had no idea that I would end up in the film industry. My ambitions changed from wanting to join the army like my grandfather to taking up merchant navy as a career to running for India, and finally, investment banking while I was a student of economics honour. But during my college days, I began to get offers for modelling.
The growth that we are targeting for our bank is in line with the banking industry.
It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.
I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.
When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they always exceed our expectations.
My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.
Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid that banking is no longer going to exist and banks are going to get disrupted, I think that is a different worry.
When I moved from consumer banking to international banking, I thought I brought a lot of insights from India we could implement globally.
As far as the banking industry is concerned - and I am sure it must be true for various industries as well - is that the only thing that is constant is change. Your business models are changing, the customer demands are changing and the regulations are changing constantly.
I've met with titans of Silicon Valley because they're investing in our national expansion. I've had lunch with Claire Danes because she sees DonorsChoose.org as the best way to help students in public schools. I would never, ever rub shoulders with such people if I had followed the typical career path in investment banking or whatever.
